Insurers: Precision Risk Assessment
Vital Use Case: Moving from static to dynamic underwriting. Use verified population health trends to refine risk models and create "Incentive-Based" policies that reward policyholders for visiting Kavach Clinics.
Example Cohort
“Active policyholders with a 'Wellness Score' in the top 20% based on verified physical check-ups.”
Access Model
Recurring Surveillance License
Annual access to macro-health trends of specific geographic or demographic pools, renewed via $KAV staking.
Buyer Deliverables
Actuarial Dashboard
Comparative risk mapping and health-score distribution charts.
API Webhooks
Real-time triggers when specific population milestones are met.
No raw medical data on-chain
Time-bound access only
Consent-first by design
Enterprise-grade auditability